@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;450;500;600;650;700&family=Manrope:wght@400;500;600;650;700;800&display=swap');
:root{--ink:#183c38;--deep:#12332e;--muted:#5d6d69;--line:#dce3de;--lime:#def299;--paper:#fff;--soft:#f2f5f1;--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font-family:'DM Sans',Arial,sans-serif;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}a,button,summary{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #708f28;outline-offset:5px}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:'Manrope','DM Sans',Arial,sans-serif;line-height:1.15;letter-spacing:-.04em;font-weight:600}h1{font-size:clamp(2.8rem,5vw,4.7rem);line-height:1.06;margin-bottom:24px}h2{font-size:clamp(1.9rem,3.2vw,2.6rem);margin-bottom:22px}h3{font-size:1.25rem;letter-spacing:-.025em}p{margin-bottom:20px}.wrap{max-width:1320px;padding-left:48px;padding-right:48px;margin:auto}.topline{background:var(--deep);color:#fff;font-size:12px;letter-spacing:.04em;padding:9px 48px;display:flex;justify-content:space-between;line-height:1.4}.topline a{color:var(--lime)}header.wrap{height:102px;display:flex;align-items:center;justify-content:space-between;gap:36px}.brand{display:inline-flex;align-items:center;font-family:'Manrope',Arial,sans-serif;font-size:29px;font-weight:800;letter-spacing:-1.5px;white-space:nowrap}.brandmark{display:grid;place-items:center;width:34px;height:34px;border:2px solid var(--ink);border-radius:11px;margin-right:9px;font-size:30px;font-family:Georgia,serif;line-height:1;padding-bottom:5px}.branddot{color:#7d9c3c}nav{display:flex;gap:27px;font-size:14px;font-weight:600}nav a{padding:10px 0;white-space:nowrap}nav a:hover,nav a[aria-current]{color:#527617;text-decoration:underline;text-underline-offset:7px}.nav-cta{border:1px solid var(--line);border-radius:30px;padding:11px 18px;font-size:14px;font-weight:600;white-space:nowrap}.nav-cta span{padding-left:17px}.hero{display:grid;grid-template-columns:1.04fr 1fr;gap:35px;padding-top:32px;padding-bottom:46px}.herocopy{padding:31px 0 10px}.eyebrow{font-size:12px;letter-spacing:.13em;font-weight:700;line-height:1.6;margin-bottom:20px;text-transform:uppercase}.line{display:inline-block;background:#719546;width:27px;height:2px;vertical-align:middle;margin-right:8px}.hero h1{letter-spacing:-.055em;line-height:1.07;font-size:clamp(3.4rem,5.3vw,4.75rem);margin-bottom:25px}.hero h1 em{font-style:normal;color:#6b8941}.hero p:not(.eyebrow){color:var(--muted);font-size:17px;line-height:1.8}.actions{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;border-radius:7px;background:var(--ink);color:white;padding:15px 21px;font-size:14px;font-weight:650;line-height:1.5;transition:background .15s,transform .15s}.button:hover{background:#315b46;transform:translateY(-1px)}.textlink{font-size:14px;font-weight:650;text-decoration:underline;text-underline-offset:5px}.textlink:hover{color:#5b761e}.heronote{display:flex;gap:22px;font-size:12px;color:var(--muted);margin-top:25px}.heroimage{height:505px;position:relative;overflow:hidden;border-radius:130px 18px 18px 18px;background:#d8e2cb}.heroimage>img{width:100%;height:100%;object-fit:cover;object-position:68% center}.heroimage:after{content:'';position:absolute;inset:55% 0 0;background:linear-gradient(transparent,rgba(12,38,26,.6));pointer-events:none}.imagecaption{position:absolute;bottom:23px;left:30px;z-index:1;color:white}.imagecaption span{font-size:11px;letter-spacing:.14em}.hero .imagecaption p{font-family:Georgia,serif;color:white;font-size:26px;margin:7px 0 0}.quick{display:grid;grid-template-columns:.9fr repeat(3,1fr);align-items:center;padding-top:26px;padding-bottom:26px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);gap:24px}.quick>span{font-size:11px;letter-spacing:.1em;font-weight:700;color:var(--muted)}.quick>a{display:flex;justify-content:space-between;font-size:14px;font-weight:600;border-left:1px solid var(--line);padding-left:23px;gap:10px}.quick a:hover{color:#678330}.section{padding-top:70px;padding-bottom:70px}.sectionhead{display:flex;justify-content:space-between;align-items:flex-end;gap:25px;margin-bottom:20px}.sectionhead h2{margin-bottom:0}.sectionhead .eyebrow{margin-bottom:12px}.sectiondesc{color:var(--muted);max-width:690px;font-size:16px;margin-bottom:30px}.providergrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.providercard{border:1px solid var(--line);border-radius:12px;padding:25px 22px;background:#fff;transition:box-shadow .2s}.providercard:hover{box-shadow:0 8px 30px #183c380a}.providerhead{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:17px}.providername{font-size:25px;font-family:'Manrope',Arial,sans-serif;font-weight:800;letter-spacing:-1px;line-height:1.3}.rank{border:1px solid var(--line);padding:3px 9px;border-radius:30px;font-size:12px;color:var(--muted)}.providercard>p:not(.small){font-size:14px;line-height:1.5;min-height:43px;color:var(--muted);margin-bottom:20px}.scoreline{display:flex;align-items:center;gap:10px}.scoreline strong{font-size:43px;font-weight:500;letter-spacing:-2px;line-height:1.2}.scoreline span{font-size:12px;line-height:1.5;color:var(--muted)}.scoreline a{text-decoration:underline;text-underline-offset:3px}.small{font-size:14px;color:var(--muted)}.providercard .small{font-size:12px;line-height:1.6;min-height:38px;margin-top:13px;margin-bottom:22px}.outline{border:1px solid var(--line);padding:11px 13px;display:flex;justify-content:space-between;align-items:center;gap:14px;border-radius:6px;font-size:13px;font-weight:650;line-height:1.5}.outline:hover{background:var(--soft);border-color:#9eaf99}.fine{font-size:12px;color:var(--muted);line-height:1.7;margin-top:20px;margin-bottom:0}.fine a{text-decoration:underline}.guideback{background:var(--soft)}.guidegrid{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;margin-top:30px}.guidecard{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;display:flex;flex-direction:column}.cardimage{height:215px;position:relative;overflow:hidden;background:#d7dfd3}.cardimage>img{width:100%;height:100%;object-fit:cover;transition:transform .35s}.guidecard:hover img{transform:scale(1.03)}.cardimage>span{position:absolute;bottom:15px;left:17px;background:#fff;padding:4px 10px;border-radius:20px;font-size:11px;font-weight:600}.cardtext{padding:25px;display:flex;flex-direction:column;flex:1}.cardtext .eyebrow{font-size:10px;letter-spacing:.1em;color:var(--muted);margin-bottom:14px}.cardtext h3{font-size:24px;line-height:1.25;margin-bottom:14px;letter-spacing:-.04em}.cardtext>p:not(.eyebrow){font-size:14px;color:var(--muted);line-height:1.7;margin-bottom:24px}.readlink{font-size:13px;font-weight:650;display:flex;justify-content:space-between;margin-top:auto}.approach{display:grid;grid-template-columns:1fr 1fr;gap:90px;padding-top:90px;padding-bottom:80px}.approach h2{font-size:42px;line-height:1.2;margin-bottom:30px}.principles>div{position:relative;padding-left:55px;margin-bottom:25px}.principles span{position:absolute;top:0;left:0;border:1px solid #b6c9a7;background:#eef5df;border-radius:50%;font-size:12px;width:32px;height:32px;display:grid;place-items:center}.principles h3{font-size:18px;margin-bottom:7px}.principles p{font-size:15px;color:var(--muted);margin-bottom:0}.faq{border-top:1px solid var(--line);max-width:1060px;padding-bottom:85px}.faq details{border-bottom:1px solid var(--line);padding:23px 0}.faq summary{font-size:18px;font-weight:500;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq summary:after{content:'+';font-size:24px;line-height:1}.faq details[open] summary:after{content:'−'}.faq details p{color:var(--muted);margin:18px 0 0;max-width:800px}.faq summary::-webkit-details-marker{display:none}footer{background:var(--deep);color:#f1f5ed;padding-top:55px}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:65px}.footgrid .brand{font-size:33px;color:var(--lime);margin-bottom:12px}.footgrid p{font-size:16px;margin-bottom:8px}.footgrid .small{font-size:13px;color:#afc0b5;max-width:270px}.footgrid h3{font-family:inherit;font-size:14px;letter-spacing:0;margin:11px 0 17px;color:#bcd0c2}.footgrid>div>a:not(.brand){display:block;font-size:14px;margin-bottom:8px}.footgrid>div>a:hover{text-decoration:underline}.footnote{margin-top:40px;border-top:1px solid #ffffff25;padding-top:25px;padding-bottom:30px;font-size:12px;color:#b6c9bd;line-height:1.8}.footnote span{display:inline-block;margin-top:20px}.pageintro{padding-top:56px;padding-bottom:45px;border-bottom:1px solid var(--line);background:linear-gradient(110deg,white,#f5f8ef)}.pageintro h1{font-size:clamp(2.7rem,5vw,4.2rem);max-width:930px}.pageintro .lead{font-size:19px;max-width:780px;color:var(--muted);margin-bottom:10px}.first{padding-top:38px}.notice{background:#f1f5e8;border-left:3px solid #7c973b;padding:23px 28px;border-radius:0 9px 9px 0;margin-bottom:28px}.notice>strong{font-weight:650}.notice p{font-size:15px;line-height:1.75;margin-top:8px;margin-bottom:10px;color:#43594d}.notice a{font-size:14px;text-decoration:underline;text-underline-offset:3px}.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:12px}table{border-collapse:collapse;width:100%;text-align:left}caption{text-align:left;padding:18px 24px;font-size:14px;color:var(--muted);background:var(--soft)}th{background:#f8f9f6;font-size:12px;white-space:nowrap;font-weight:600;padding:15px 20px;border-bottom:1px solid var(--line)}td{padding:25px 20px;border-bottom:1px solid var(--line);font-size:14px;vertical-align:middle}tr:last-child td{border-bottom:0}td .providername{font-size:21px}.cellsmall{display:block;font-size:12px;color:var(--muted);margin-top:7px}.ranknumber{font-size:23px;color:#a0ae9e;font-family:Georgia,serif}.tablescore{font-size:27px;font-weight:600}.muted{color:var(--muted)}.scorebar{height:4px;width:85px;background:#e8eddf;margin-top:7px;border-radius:4px;overflow:hidden}.scorebar i{display:block;height:100%;background:#7a9650}.compact{white-space:nowrap}.articlelayout{display:grid;grid-template-columns:minmax(0,2fr) minmax(260px,1fr);gap:85px;padding-top:45px;padding-bottom:70px}.articlelayout article{max-width:780px}.articlemeta{font-size:12px;color:var(--muted);margin-bottom:25px}.articlelead{font-size:21px;line-height:1.7}.articlelayout article h2{font-size:28px;margin-top:40px;margin-bottom:18px;line-height:1.25}.articlelayout article p{color:#435950}.articlelayout article ul{padding-left:24px;color:#435950}.checklist li{padding:6px 0}.stickycard{position:sticky;top:25px;background:var(--soft);border:1px solid 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a:hover{background:var(--soft)}.comparegrid{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}.comparecard{border:1px solid var(--line);border-radius:14px;padding:32px}.comparecard .providername{font-size:30px;margin-bottom:20px}.comparecard h2{font-size:25px;line-height:1.3;letter-spacing:-.03em}.comparecard p,.comparecard ul{color:var(--muted);font-size:16px}.comparecard li{margin-bottom:8px}.comparecard h3{font-family:inherit;font-size:16px;letter-spacing:0;margin-top:25px}.comparecard .actions{margin-top:28px;gap:20px}.cta{padding-top:48px;padding-bottom:48px;background:var(--lime);border-radius:18px;margin-bottom:70px}.cta h2{font-size:42px;line-height:1.2}.prose{max-width:850px;padding-top:30px;padding-bottom:75px}.prose h2{font-size:27px;margin-top:35px;line-height:1.25}.prose p{line-height:1.9;color:#435950}.skip{position:absolute;top:-80px;left:10px;padding:12px;background:#fff;z-index:10}.skip:focus{top:10px}
@media(min-width:1450px){.topline{padding-left:calc((100vw - 1224px)/2);padding-right:calc((100vw - 1224px)/2)}}
@media(max-width:1100px){.wrap{padding-left:30px;padding-right:30px}header.wrap{gap:22px}nav{gap:18px;font-size:13px}.nav-cta{display:none}.hero{gap:25px}.hero h1{font-size:58px}.heroimage{height:475px}.herocopy{padding-top:22px}.hero .actions{gap:20px}.heronote{gap:12px;flex-wrap:wrap}.providergrid{grid-template-columns:repeat(2,1fr)}.providercard>p:not(.small),.providercard .small{min-height:0}.guidegrid{gap:18px}.cardtext{padding:20px}.cardtext h3{font-size:22px}.quick{grid-template-columns:repeat(3,1fr);gap:18px}.quick>span{grid-column:1/-1}.quick>a:first-of-type{border:0;padding-left:0}.approach{gap:45px}.articlelayout{gap:40px}.topline{padding-left:30px;padding-right:30px}.comparecard .actions{gap:14px}.comparecard{padding:25px}}
@media(max-width:740px){.topline{padding:9px 20px;font-size:11px;justify-content:center}.topline a{display:none}.wrap{padding-left:21px;padding-right:21px}header.wrap{height:auto;min-height:113px;flex-direction:column;justify-content:center;gap:13px;padding-top:16px;padding-bottom:15px}.brand{font-size:27px}.brandmark{width:30px;height:30px;font-size:26px;border-radius:9px}nav{gap:22px;justify-content:center;width:100%;font-size:12px}nav a{padding:2px 0}.hero{grid-template-columns:1fr;padding-top:25px;padding-bottom:30px;gap:28px}.herocopy{padding:0}.eyebrow{font-size:10px;margin-bottom:18px}.hero h1{font-size:clamp(2.9rem,12vw,4.2rem);line-height:1.08;margin-bottom:22px}.hero p:not(.eyebrow){font-size:16px}.hero .actions{gap:18px}.button{font-size:13px;padding:14px 17px;gap:15px}.textlink{font-size:13px}.heronote{font-size:11px;margin-top:22px;gap:22px}.heroimage{height:355px;border-radius:85px 14px 14px 14px}.imagecaption{left:24px;bottom:19px}.hero .imagecaption p{font-size:23px}.quick{display:flex;flex-direction:column;align-items:stretch;gap:15px;padding-top:22px;padding-bottom:22px}.quick>a{padding:0 0 13px!important;border:0;border-bottom:1px solid var(--line);font-size:14px}.quick>a:last-child{border-bottom:0;padding-bottom:0!important}.section{padding-top:43px;padding-bottom:43px}.sectionhead{flex-direction:column;align-items:flex-start;gap:14px}.sectionhead h2{font-size:29px;line-height:1.18}.sectiondesc{font-size:14px}.providergrid{gap:12px}.providercard{padding:20px 15px;border-radius:10px}.providername{font-size:22px}.rank{font-size:10px;padding:2px 7px}.providerhead{gap:4px}.providercard>p:not(.small){font-size:13px;min-height:58px}.scoreline strong{font-size:38px}.providercard .small{min-height:55px;font-size:11px}.outline{font-size:12px;padding:10px;gap:7px}.guidegrid{grid-template-columns:1fr;gap:24px;margin-top:23px}.cardimage{height:225px}.cardtext{padding:24px}.cardtext h3{font-size:25px}.cardtext>p:not(.eyebrow){font-size:15px}.approach{grid-template-columns:1fr;gap:33px;padding-top:50px;padding-bottom:38px}.approach h2{font-size:33px}.principles>div{padding-left:47px}.faq summary{font-size:16px}.faq details p{font-size:15px}.footgrid{grid-template-columns:1fr 1fr;gap:23px}.footgrid>div:first-child{grid-column:1/-1}.footgrid h3{font-size:13px}.footgrid>div>a:not(.brand){font-size:13px}.footnote{font-size:11px;margin-top:25px}.pageintro{padding-top:35px;padding-bottom:30px}.pageintro h1{font-size:38px;line-height:1.13}.pageintro .lead{font-size:17px}.articlelayout{grid-template-columns:1fr;gap:20px;padding-top:26px;padding-bottom:30px}.articlelayout aside{grid-row:1}.stickycard{position:static;padding:22px}.articlelayout:has(.largescore) aside{grid-row:auto}.articleimage{height:240px}.articlelayout article h2{font-size:25px}.articlelead{font-size:19px}.contents{margin-bottom:22px}.related{grid-template-columns:1fr}.comparegrid{grid-template-columns:1fr}.comparecard{padding:25px}.cta{margin:0 21px 40px;padding:28px}.cta h2{font-size:33px}.notice{padding:20px}.notice p{font-size:14px}.first{padding-top:25px}.tablewrap{margin-left:0;margin-right:0}table{min-width:900px}.prose h2{font-size:25px}.prose{padding-top:15px;padding-bottom:50px}.prose p{font-size:16px}.articlemeta{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
/* Evidence-led service comparison */
.comparison-nav{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0}.comparison-nav a{border:1px solid var(--line);padding:9px 15px;border-radius:6px;font-size:14px}.comparison-nav a:hover{background:var(--soft)}.benefitmatrix{min-width:1100px;table-layout:fixed}.benefitmatrix th:first-child{width:205px}.benefitmatrix thead th{font-size:19px;padding:22px 18px;white-space:normal}.benefitmatrix tbody th{white-space:normal;vertical-align:top;font-size:15px;line-height:1.5;background:#f4f6ef;padding:25px 18px}.benefitmatrix td{vertical-align:top;padding:24px 18px}.benefitmatrix td p{font-size:14px;line-height:1.7;margin:10px 0 12px}.benefitmatrix .cellsmall{font-weight:400;line-height:1.6}.benefitbadge{display:inline-block;padding:3px 9px;background:#edf3df;color:#365328;border-radius:5px;font-size:11px;font-weight:650;line-height:1.5}.cellsource{font-size:11px;color:#53705f;text-decoration:underline;text-underline-offset:3px}.mobilehint{font-size:12px}.ratingheading{margin-top:55px}.ratingdetail{padding:22px 0 26px}.ratingtop{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:24px}.ratingtop .eyebrow{font-size:10px}.ratingtop .largescore{font-size:55px}.ratingtop>div:last-child{text-align:right}.ratingtop>div:last-child>strong{font-size:24px}.ratingrow{display:grid;grid-template-columns:44px 1fr 38px;gap:13px;align-items:center;margin:9px 0;font-size:13px}.ratingrow strong{text-align:right;font-weight:500}.ratingtrack{background:#edf0e8;border-radius:3px;height:9px;overflow:hidden}.ratingtrack i{display:block;height:100%;background:#728d48;border-radius:3px}.ratingrow:nth-of-type(5) .ratingtrack i,.ratingrow:nth-of-type(6) .ratingtrack i{background:#ad8364}.benefitlist{margin:25px 0}.benefitlist>div{display:grid;grid-template-columns:180px 1fr;border-top:1px solid var(--line);padding:22px 0;gap:25px}.benefitlist dt{font-weight:600;font-size:15px;line-height:1.5}.benefitlist dd{margin:0}.benefitlist dd p{font-size:15px;margin:9px 0}.feedbackpair{display:grid;grid-template-columns:1fr 1fr;gap:25px}.feedbackpair>div{border:1px solid var(--line);padding:20px;border-radius:8px}.feedbackpair h3{font-size:17px;line-height:1.4}.feedbackpair p{font-size:14px;margin-bottom:0}@media(max-width:740px){.benefitlist>div{grid-template-columns:1fr;gap:12px}.feedbackpair{grid-template-columns:1fr;gap:14px}.ratingtop>div:last-child>strong{font-size:22px}.ratingdetail{padding:12px 0 20px}.benefitmatrix th:first-child{width:175px}.benefitmatrix{min-width:1070px}.comparison-nav a{font-size:12px;padding:8px 10px}}

.cookie-panel{position:fixed;bottom:20px;left:20px;right:20px;z-index:1000;max-width:960px;margin:auto;padding:24px;background:#fff;color:#183c38;border:1px solid #c5d7cf;border-radius:16px;box-shadow:0 8px 40px #142e3326;display:flex;align-items:center;gap:24px}.cookie-panel[hidden]{display:none}.cookie-panel h2{font-family:inherit;font-weight:600;font-size:20px;line-height:1.3;margin:0 0 8px}.cookie-panel p{font-size:14px;line-height:1.5;margin:0;max-width:600px}.cookie-actions{display:flex;gap:10px;flex-shrink:0}.cookie-actions button{font:inherit;font-size:14px;font-weight:600;border:1px solid #183c38;border-radius:8px;padding:12px 16px;background:#fff;color:#183c38;cursor:pointer}.cookie-actions button:hover{background:#e8f2ed}.cookie-actions button:focus-visible,.cookie-settings:focus-visible{outline:3px solid #bd781e;outline-offset:3px}.cookie-settings{display:block;background:none;border:0;padding:10px 0;font:inherit;color:inherit;text-decoration:underline;cursor:pointer}@media(max-width:760px){.cookie-panel{left:12px;right:12px;bottom:12px;padding:18px;flex-direction:column;align-items:stretch;gap:16px}.cookie-actions{flex-wrap:wrap}.cookie-actions button{flex:1}}

/* Official provider artwork; preserve proportions and brand colours. */
.provider-logo{display:block;width:160px;max-width:100%;height:56px;object-fit:contain;object-position:left center}.provider-logo--vitality{width:56px}.provider-logo--bupa{width:136px}.provider-logo--axa{width:133px}.providerhead .providername{min-width:0;flex:1;margin-bottom:0}.providerhead{min-height:56px}.benefitmatrix .provider-logo{margin:0}.stickycard .provider-logo{margin-bottom:16px}@media(max-width:740px){.providercard .provider-logo{width:105px;height:44px}.providercard .provider-logo--vitality{width:44px}.providercard .providerhead{min-height:44px}.providercard .rank{flex-shrink:0}}

/* Coverwell: broader publication, navy and soft blue. */
:root{--ink:#172c49;--deep:#12243e;--muted:#617085;--line:#dce3ec;--lime:#dfebfa;--soft:#f3f6fa;--paper:#fff}
body{color:var(--ink)}.branddot{color:#3f78c0}nav a:hover,nav a[aria-current]{color:#245fa7}.topline a{color:#c4dbf8}.button{background:var(--deep);color:#fff}.button:hover{background:#264c7c}.outline:hover{background:#eaf1fa}.readlink,.textlink{color:#285a98}.scorebar i,.ratingtrack i{background:#3f78c0}.articlelayout article p,.articlelayout article ul,.prose p{color:#4d5f74}.guidecard .cardimage span{color:var(--ink)}.brandmark{border-color:var(--ink)}.portal-hero{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;padding-top:46px;padding-bottom:54px}.portal-copy{padding:22px 0}.portal-copy h1{font-size:clamp(3.6rem,6vw,5.6rem);letter-spacing:-.055em;line-height:1.02;margin-bottom:28px}.portal-copy .hero-lead{font-size:25px;line-height:1.45;color:var(--ink)}.portal-copy>p:not(.eyebrow):not(.hero-lead){font-size:17px;color:var(--muted);max-width:440px}.portal-copy .actions{margin-top:30px}.hero-proof{display:flex;gap:24px;margin-top:28px;font-size:12px;color:var(--muted)}.hero-proof span:before{content:'✓';margin-right:7px;color:#366cac}.portal-visual{position:relative;min-height:510px;border-radius:100px 16px 16px 16px;overflow:hidden;background:var(--soft)}.portal-visual>img{height:100%;width:100%;object-fit:cover}.portal-visual:after{content:'';position:absolute;inset:40% 0 0;background:linear-gradient(transparent,rgba(12,28,49,.8))}.visual-note{position:absolute;z-index:1;bottom:28px;left:30px;color:white}.visual-note .eyebrow{font-size:10px;color:#dceaff}.visual-note p{font-size:27px;line-height:1.2;margin:12px 0 0;letter-spacing:-.025em}.topic-strip{display:flex;flex-wrap:wrap;justify-content:space-between;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding-top:24px;padding-bottom:24px;gap:15px;font-size:14px;font-weight:600}.market-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.market-grid>div{height:100%}.market-card{display:flex;flex-direction:column;align-items:flex-start;padding:26px 23px;border:1px solid var(--line);border-radius:14px;height:100%;background:#fff;transition:box-shadow .15s,border-color .15s}.market-card:hover{border-color:#a3bfdc;box-shadow:0 8px 28px #142d4c0d}.market-icon{display:inline-grid;place-items:center;flex-shrink:0;width:52px;height:52px;border-radius:13px;color:#3a6aa6;background:#edf3fb;margin-bottom:22px}.market-icon svg{width:29px;height:29px}.market-card h3{font-size:20px;line-height:1.22;letter-spacing:-.025em;margin-bottom:13px}.market-card p{font-size:14px;line-height:1.65;color:var(--muted);margin-bottom:20px}.market-card .textlink{font-size:12px;margin-top:auto}.soft-section{background:#f4f7fb;border-top:1px solid #e8eef5;border-bottom:1px solid #e8eef5}.news-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}.news-card{display:grid;grid-template-columns:150px 1fr;overflow:hidden;border:1px solid var(--line);background:#fff;border-radius:14px}.news-card>div:last-child{padding:26px}.news-card h3{font-size:24px;line-height:1.25}.news-card p:not(.eyebrow){font-size:14px;color:var(--muted)}.news-card .eyebrow{font-size:9px;letter-spacing:.1em;margin-bottom:14px}.news-art{background:#dae8f8;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:18px;text-align:center;color:#3a618e;font-size:11px;gap:8px}.news-card:nth-child(even) .news-art{background:#e6eaf2}.news-art .market-icon{background:transparent;margin:0;width:72px;height:72px}.news-art svg{width:50px;height:50px}.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.feature-split>img{width:100%;height:340px;object-fit:cover;border-radius:16px}.feature-split p{color:var(--muted)}.hub-opening{display:flex;align-items:flex-start;gap:32px;max-width:980px}.hub-opening>.market-icon{width:80px;height:80px}.hub-opening>.market-icon svg{width:44px;height:44px}.hub-opening .lead{font-size:21px;line-height:1.7;color:#4d5f74}.option-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}.option-grid article{border-top:2px solid #b9cee9;padding:25px 12px 0 0}.option-num{color:#7295c0;font-size:13px;display:block;margin-bottom:16px}.option-grid h3{font-size:23px;line-height:1.25}.option-grid p{color:var(--muted)}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px 44px}.check-grid>div{border-bottom:1px solid var(--line);padding:16px 0}.check-grid h3{font-size:23px}.check-grid p{color:var(--muted)}.breadcrumbs{display:flex;gap:10px;padding-top:24px;font-size:12px;flex-wrap:wrap;color:var(--muted)}.breadcrumbs+ .pageintro{padding-top:30px}.library-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.library-card{border:1px solid var(--line);border-radius:12px;padding:28px;display:flex;flex-direction:column;background:white}.library-card:hover{border-color:#91b0d8}.library-card h3{font-size:23px;line-height:1.25}.library-card p{color:var(--muted);font-size:15px}.library-card .eyebrow{color:#4772a8;font-size:10px}.library-card .textlink{margin-top:auto;font-size:12px}.filterbar{display:flex;gap:20px;align-items:end;margin-bottom:30px;flex-wrap:wrap}.filterbar>div:first-child{flex:1;min-width:220px}.filterbar>div:nth-child(2){min-width:220px}.filterbar label,.calculator label{display:block;font-size:13px;font-weight:600;margin-bottom:7px}.filterbar input,.filterbar select,.worksheet input,.worksheet textarea,.calculator input{font:inherit;font-size:15px;color:var(--ink);background:white;border:1px solid #bdcbdc;border-radius:7px;padding:13px 14px;width:100%}.filterbar p{font-size:13px;margin-bottom:14px;color:var(--muted)}[hidden]{display:none!important}.worksheet table{min-width:680px;table-layout:fixed;width:100%}.worksheet th{width:33.333%}.worksheet th label{display:block;margin-bottom:10px}.worksheet textarea{resize:vertical;min-height:105px}.worksheet .cellsmall{font-weight:400;line-height:1.6;white-space:normal}.worksheet+.actions{margin-top:24px}.calculator{display:grid;grid-template-columns:1fr 1fr;gap:50px;padding:35px;border:1px solid var(--line);border-radius:15px}.calculator input{margin-bottom:20px}.calculator h2{font-size:29px}.calc-result{background:var(--soft);border-radius:12px;padding:35px;align-self:start;position:sticky;top:25px}.calc-result h2{font-size:37px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}button.button{font-family:inherit;cursor:pointer;border:0}.rating-status-note{font-size:12px;line-height:1.6;color:var(--muted)}.cta p{max-width:650px}.cookie-actions button[data-consent=granted]{background:var(--deep)}
@media(max-width:1050px){.market-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.portal-hero{gap:30px}.portal-copy h1{font-size:4.3rem}.news-card{grid-template-columns:110px 1fr}.feature-split{gap:35px}.library-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:740px){header.wrap{min-height:118px}nav{gap:17px;font-size:12px;flex-wrap:wrap}.portal-hero{grid-template-columns:1fr;padding-top:24px;gap:25px}.portal-copy{padding:0}.portal-copy h1{font-size:clamp(3.3rem,13vw,4.6rem)}.portal-copy .hero-lead{font-size:22px}.portal-visual{min-height:350px;height:350px;border-radius:65px 12px 12px 12px}.topic-strip{display:grid;grid-template-columns:1fr 1fr;font-size:12px}.market-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.market-card{padding:20px 16px}.market-card h3{font-size:18px}.market-card p{font-size:13px}.market-icon{width:44px;height:44px;margin-bottom:17px}.market-card .textlink{font-size:11px}.news-grid,.feature-split,.option-grid,.check-grid,.library-grid,.calculator{grid-template-columns:1fr}.news-card{grid-template-columns:90px 1fr}.news-card>div:last-child{padding:22px 17px}.news-card h3{font-size:21px}.news-art{padding:10px}.news-art svg{width:37px;height:37px}.feature-split{gap:28px}.hub-opening{gap:18px}.hub-opening>.market-icon{width:44px;height:44px}.hub-opening>.market-icon svg{width:26px;height:26px}.hub-opening .lead{font-size:17px}.hub-opening h2{font-size:26px}.hub-opening .actions{flex-direction:column;align-items:flex-start}.filterbar{gap:14px}.filterbar>div:nth-child(2){flex:1}.library-card{padding:23px}.calculator{padding:24px;gap:20px}.calc-result{position:static;padding:24px}.hero-proof{gap:15px;font-size:11px}.option-grid{gap:12px}.check-grid{gap:10px}.breadcrumbs{font-size:11px}}
@media print{header,.topline,footer,.breadcrumbs,.cookie-panel,.actions,[data-print]{display:none!important}.wrap{max-width:none;padding:0}.pageintro{padding:10px 0}.pageintro h1{font-size:28px}.worksheet{overflow:visible}.worksheet table{min-width:0}.worksheet textarea{border:0;resize:none;height:auto;min-height:110px}.notice{padding:10px}.section{padding:15px 0}body{font-size:12px}.sources{display:none}.worksheet th,.worksheet td{padding:10px;vertical-align:top}}
.pageintro{background:linear-gradient(110deg,#fff,#f1f5fb)}.notice p{color:#4d5f74}