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A USEFUL SECOND LOOK

What does paying monthly actually cost?

Compare an annual payment with the full cost of an instalment offer. Use the figures from the same quote.

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THE FULL-YEAR COMPARISON

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Include every payment once. If the first payment is the deposit, enter only the remaining payments in the instalment fields.

This is an arithmetic comparison, not an APR calculation or a recommendation about borrowing. Check the quoted payment schedule and affordability.

Calculations stay in your browser. No figures are submitted to Coverwell.