COMPARISON WORKSHEET

Compare landlord insurance.

Put two written offers side by side. Compare the cover and conditions before deciding what the price means.

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Use the current policy wording and schedule for each offer
What to check	Offer A	Offer B
Tenancy and occupancyAre the tenancy arrangement, number of occupants and empty periods acceptable?	Offer 1: Tenancy and occupancy	Offer 2: Tenancy and occupancy
Rent triggerDoes cover require insured property damage, or include a separate rent guarantee?	Offer 1: Rent trigger	Offer 2: Rent trigger
RebuildingDoes the sum reflect reconstruction rather than the sale value or mortgage balance?	Offer 1: Rebuilding	Offer 2: Rebuilding
ConditionsWhat inspections, maintenance records and notification duties must be followed?	Offer 1: Conditions	Offer 2: Conditions

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Sources & further reading

Checked 26 September 2026. Policy terms and source ratings can change.