Landlord insurance
OUR ASSESSMENT
Direct Line for Business explicitly separates rent guarantee from damage-related loss of rent, making selected extensions a key comparison point. Compare the exact product and selected options in the side-by-side category table, then check the accepted quotation and policy schedule.
Features to compare
- Buildings, contents and landlord liability can be combined around the property.
- The optional legal-expenses arrangement can include rent guarantee for unpaid rent while the tenant or ex-tenant remains in the property.
Limitations and checks
- Loss of rent following an insured event is a separate optional benefit from rent guarantee.
- Accidental damage, tenant malicious damage and emergency assistance require checking against the selected extensions.
The question to ask
Have both rent guarantee and damage-related loss of rent been selected, and what eligibility and reporting rules apply?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
