Single trip
Cover arranged around a specific journey and its dates.
ON THE MOVE
Travel insurance. Explained.
Compare medical, cancellation and disruption cover against the trip you have actually booked.
Start with what you need covered.
A useful travel comparison starts with destinations, dates, activities, traveller ages and health declarations. Look at medical treatment and repatriation separately from cancellation, belongings and delays. The headline limit means little if the event or traveller falls outside the policy’s terms.
UNDERSTAND THE OPTIONS
Different arrangements. Different details.
Annual multi-trip
Several journeys within a policy year, with limits on each trip and eligible travel.
Specialist travel
Discuss longer trips, cruises, winter sports or medical histories with an appropriate provider.
BEFORE YOU CHOOSE
Four conversations worth having.
Medical disclosure
What conditions, symptoms, investigations and changes in health must be declared?
Cancellation
Is the limit enough for each traveller’s unrecoverable costs, and which reasons qualify?
Destination and activities
Are all countries, stopovers and planned activities within scope?
Emergency help
Who must I contact before treatment or repatriation, and what can I do in an emergency?
Compare an actual offer
These are research prompts, not a quote or a recommendation. Ask an insurer or authorised broker to explain the accepted policy, its exclusions and your own circumstances. Product features vary.
Sources & further reading
Checked 26 September 2026. Policy terms and source ratings can change.
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