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COMPARISON WORKSHEET

Compare employers’ liability.

Put two written offers side by side. Compare the cover and conditions before deciding what the price means.

Your comparison, on your device

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Use the current policy wording and schedule for each offer
What to check
People insuredWho is included across employees, casual staff and subcontracting arrangements?
Legal requirementsWhich requirements and exemptions apply in the jurisdiction where people work?
Work activitiesHave manual work, site visits, machinery and higher-risk duties been disclosed?
Certificate and recordsCan employees access the certificate, and are historical records retained?

Sources & further reading

Checked 26 September 2026. Policy terms and source ratings can change.