Employers’ liability insurance
OUR ASSESSMENT
AXA publishes a standard £10 million employers’ liability limit and a defined automatic allowance for temporary staff. Compare the exact product and selected options in the side-by-side category table, then check the accepted quotation and policy schedule.
Features to compare
- The advertised standard cover limit is £10 million.
- Temporary employees are automatically covered for up to 50 working days under the published description.
Limitations and checks
- Do not assume that the temporary-staff allowance covers every working arrangement indefinitely.
- Check the declared workforce and activities, and whether any other liability sections are required in the quotation.
The question to ask
How are temporary staff counted, and what must I do before they exceed the automatic allowance?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
