COMPARISON WORKSHEET

Compare home insurance.

Put two written offers side by side. Compare the cover and conditions before deciding what the price means.

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Use the current policy wording and schedule for each offer
What to check	Offer A	Offer B
Rebuild and contents valuesHave rebuilding costs and replacement belongings been assessed separately?	Offer 1: Rebuild and contents values	Offer 2: Rebuild and contents values
Water and weatherWhat excesses and exclusions apply to escape of water, flooding and subsidence?	Offer 1: Water and weather	Offer 2: Water and weather
Away from homeAre valuables, bicycles and other possessions covered when taken outside?	Offer 1: Away from home	Offer 2: Away from home
Occupation and changesWhat must I report about long absences, renovations, tenants or working from home?	Offer 1: Occupation and changes	Offer 2: Occupation and changes

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Sources & further reading

Checked 26 September 2026. Policy terms and source ratings can change.