Home, Plus and Premier
OUR ASSESSMENT
AXA’s tiers offer a clear limit ladder. A Premier quotation includes benefits that must be added to lower tiers for a fair comparison.
Features to compare
- Published buildings limits are £500,000, £1 million and unlimited; contents limits are £50,000, £75,000 and £100,000.
- Premier includes accidental damage to buildings and contents; it is optional on Home and Plus.
Limitations and checks
- Personal possessions away from home remains a separate option. Check individual-item limits and the issued schedule.
The question to ask
Which extra sections must I add to match the cover in the competing quotation?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
