Admiral, Gold and Platinum
OUR ASSESSMENT
The temporary-accommodation and escape-of-water limits offer useful comparison points beyond the headline buildings limit.
Features to compare
- Published contents limits are £100,000, £125,000 and £150,000 across the three tiers.
- Buildings alternative-accommodation limits are £50,000, £75,000 and £100,000; trace-and-access limits are £5,000, £5,000 and £10,000.
Limitations and checks
- Limits can be customised. Check accidental damage, personal possessions and emergency cover on the selected tier.
The question to ask
What accommodation budget and trace-and-access limit apply to this quote?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.

