Gadget insurance
OUR ASSESSMENT
Compare against any existing home or bank-account cover and the current replacement value of the device. A low premium is less useful if the specific risk you care about, such as losing a laptop, is excluded.
Features to compare
- Protect Your Bubble covers a range of gadgets, including phones, tablets and laptops, with accidental damage and mechanical breakdown features.
- Its product page lists theft and loss as optional cover choices.
Limitations and checks
- Optional loss cover is not available for every device type, including laptops, desktop PCs and monitors.
- Check device eligibility, proof of ownership, excesses and replacement arrangements before comparing the premium.
The question to ask
Does this exact device qualify for theft and loss cover, and would a replacement be new, refurbished or an equivalent model?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 26 September 2026. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.