Public liability insurance
OUR ASSESSMENT
Compare the activity description and selected extensions, particularly when a business both supplies advice and works at customers’ premises.
Features to compare
- Public liability concerns claims by customers or members of the public for injury or property damage from the insured business.
- Employers’ liability can be added separately to the business package when required.
Limitations and checks
- It does not turn into professional-negligence or employee-injury cover simply because several risks arise from the same incident.
The question to ask
Which claims belong to public liability and which need professional indemnity?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
