SME Combined Liability
OUR ASSESSMENT
A current broker alternative for liability-only requirements. Accurate description of all business activities is more useful than selecting a nearby trade label.
Features to compare
- Zurich launched broker e-trading for SME Combined Liability on Acturis and Zurich Online in September 2026.
- The launch broadened the available trade descriptions for liability-only SME placements.
Limitations and checks
- An eligible trade description does not establish your indemnity limit or extensions; these must be confirmed in the accepted schedule.
The question to ask
Does the accepted trade description include all my activities and locations?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
