Critical Illness Plan
OUR ASSESSMENT
Aviva’s Critical Illness Plan combines defined-condition lump sums with smaller additional benefits, rather than a general severity-based payment scale. Compare the exact product and selected options in the side-by-side category table, then check the accepted quotation and policy schedule.
Features to compare
- A successful core claim pays a lump sum after the policy definition and ten-day survival requirement are met.
- Specified additional illnesses can receive smaller benefits while the policy continues.
Limitations and checks
- The Critical Illness Plan does not pay a death benefit.
- A diagnosis alone may not satisfy a definition that requires a stated severity or treatment.
The question to ask
Which benefits pay the full amount, which pay less, and how does each affect the remaining contract?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
