Personal Menu Plan critical illness
OUR ASSESSMENT
Royal London’s menu makes standalone and combined structures visible. Compare those structures before comparing headline illness counts.
Features to compare
- The menu offers separate Critical Illness Cover and Life or Critical Illness Cover options.
- Children’s Critical Illness Cover and other benefits can be selected within the plan.
Limitations and checks
- These alternatives have different claim consequences. The selected plan details and definitions control payment.
The question to ask
Have I selected standalone illness cover or life-or-illness cover, and what ends after a claim?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
