Professional Indemnity
OUR ASSESSMENT
The limit basis is a useful distinction: several claims can consume an aggregate differently from an any-one-claim limit.
Features to compare
- Chubb publishes industry-specific protection for service failure, errors/omissions and negligence.
- Eligible broker-platform placements offer limits up to £5 million with aggregate or any-one-claim options.
Limitations and checks
- Trade and turnover eligibility apply. Aggregate and any-one-claim limits should not be compared as equivalent.
The question to ask
Is the quoted limit aggregate or any one claim, and how are defence costs treated?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
