Professional indemnity insurance
OUR ASSESSMENT
Check continuity when moving insurer. The most important difference between two similar-looking quotes may be which past work they recognise and how promptly a potential claim must be notified.
Features to compare
- Hiscox describes protection for qualifying claims involving negligent advice, mistakes and other professional liabilities.
- Past projects and work involving subcontractors can be relevant to the cover, subject to the accepted wording.
Limitations and checks
- Known circumstances and work before the applicable retroactive date are excluded in its published overview.
- The overview separates cyber incidents from professional indemnity and directs customers to cyber cover.
The question to ask
What retroactive date applies, which services are covered and what must I notify before renewal or cancellation?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 26 September 2026. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.