Van insurance
OUR ASSESSMENT
Start with the jobs the van actually does, including deliveries and journeys between sites. Then compare the cost of keeping the business moving after a claim, not just the cost of replacing the vehicle.
Features to compare
- Direct Line for Business offers van insurance for personal use and business use carrying your own goods.
- Its product page distinguishes cover levels and optional additions rather than treating every van policy as identical.
Limitations and checks
- Carrying your own tools or materials is different from carrying other people's goods for payment. Confirm your activity is accepted.
- Do not assume the van policy also insures the tools inside it or provides the replacement vehicle your work requires.
The question to ask
Does this quote cover every use of my van, and what tools, hire vehicle and breakdown options have been included?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 26 September 2026. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.