Direct, Essential and Premier van cover
OUR ASSESSMENT
The hire-van add-on is important for a business that cannot stop after a total loss. Compare its cost with the base package.
Features to compare
- Direct publishes courtesy-van, windscreen and uninsured-driver benefits; Premier includes motor legal expenses and RAC breakdown.
- Optional hire-van cover is advertised for theft or damage beyond repair, for up to 28 days.
Limitations and checks
- A standard courtesy vehicle and the optional hire-van benefit cover different circumstances. Check size and availability.
The question to ask
Is the 28-day theft/write-off hire benefit selected in my quote?
Before arranging cover
Use the current policy wording and your quotation schedule to confirm these points. Our assessment is desk research, not a first-hand claims test or a personal recommendation. We have not assigned a product score or established comparable claims-service performance.
Sources & further reading
Checked 2026-09-27. Policy terms and source ratings can change.
Provider information checked 2026-09-27. The linked provider information supports the product summary; the assessment and questions are Coverwell editorial analysis. Availability and accepted terms depend on the quotation.
